Condo Insurance
Protecting your condo doesn’t have to be complicated. If you own a condominium, having the right insurance policy is essential to safeguard your property and personal items. Whether it’s unexpected damage or liability concerns, condo insurance works to keep you and your investment secure.
Why Is it Important?
If you own a condo it is essential to protect what your condo association’s master policy doesn’t cover. While the master insurance typically covers the building structure and shared spaces, it won’t cover what’s inside your unit. Your personal belongings, appliances, and even the interior walls are your responsibility.
What Does it Cover?
It is tailored to meet the unique needs of condo owners. Here’s what it typically includes:
- Personal Property Coverage: Protects your belongings—like furniture, electronics, clothing, and appliances—against risks such as fire, theft, or vandalism.
- Liability Coverage: Provides financial protection if someone is injured in your condo or if you accidentally damage someone else’s property, helping with legal and medical costs.
- Dwelling Coverage: Covers the parts of your unit not included in the condo association’s policy, such as interior walls, flooring, and built-in features.
- Loss of Use Coverage: Helps pay for temporary living expenses, like hotel stays or meals, if your condo becomes uninhabitable due to a covered event.
A good insurance policy doesn’t just protect your condo; it gives you peace of mind. That’s why Insurance Company Columbus Ohio is here to make the process simple and stress-free. Our team will guide you through your options so you can focus on enjoying your home without worrying about the unexpected.
Protect your condo with confidence. Contact us today to learn more and get started!
